Wells Fargo & Company (NYSE: WFC) is a leading global financial services company with $2.0 trillion in assets and offices in over 37 countries. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides asset management, capital raising and advisory, financing, foreign exchange, payments, risk management, and trade finance services to support customers who conduct business in the global economy. At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We also value the viewpoints of our team members and encourage them to be their best. Join our diverse and inclusive team where you will feel valued and inspired to contribute your unique skills and experience. We are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Learn more at our International Careers website .
Market Job Description
Responsible for analyzing financial and credit information for larger and more complex commercial/business loan and lease requests. Assists in structuring and approval of loan/leases within delegated authority and recommends transactions in excess of credit authority. Works with internal and external business partners to gather information to make appropriate decisions; provides quality oversight; mentors or reviews analysis of less experienced underwriters; may assist in training and onboarding of underwriters, may act as a team lead; and may approve transactions in excess of their credit authority.
Market Skills and Certifications
Bachelor's degree in Business or Commerce
Minimum of 4+ years of related experience in underwriting mid-market credit requests
Good understanding of financial statements and adept at financial analysis including familiarity with combinations, consolidations and cash flow
Ability to identify risks both financial, structural, documentation and industry related and ability to identify and recommend risk mitigates
Possess fundamental knowledge of corporate legal structures, security requirements, and security perfection including familiarity with PPSA. Familiarity with loans, leases (lease purchase, true leases) and conditional sales
Demonstrate a strong attention to detail, and recognize the importance of data integrity, proper client on-boarding and adherence to credit policy and compliance.
Strong communication skills (written and verbal), tact and the ability to create win-win scenarios for customers and Wells Fargo.
MBA, CFA or CPA an asset
Preferably familiar with the construction, transportation, energy and manufacturing industries and associated equipment.
Managed a credit authority in prior credit roles
Basic knowledge of written French and ability to understand French financial statements would be an asset
Demandeurs d'emploi au Québec, Canada / For job applicants in Québec, Canada
ATTENTION CANDIDATS FRANÇAIS CANADIENS PARLANTS SEULEMENT - Si vous désirez postuler en français, vous pouvez nous faire parvenir votre curriculum vitae et votre lettre de motivation à l'adresse suivante: firstname.lastname@example.org . Veuillez inclure le titre du poste pour lequel vous postulez ainsi que le Auto req ID dans la ligne Objet. Tous les autres candidats sont encouragés à postuler en anglais en cliquant sur les liens vers notre système de suivi des candidats.
ATTENTION FRENCH CANADIAN CANDIDATES ONLY - Should you wish to apply to this posting in French, you can send us your resume and supporting letter at the following address: email@example.com listing the Job Title and Auto req ID in the email subject line. All other applicants are encouraged to apply in English by clicking on the links to our applicant tracking system.
Market Job Description
Wells Fargo provides middle market, large corporate and financial institution customers with a range of financing solutions, including treasury management, credit, payments, financing, foreign exchange, and trade services. Wells Fargo operates in 40 countries and territories throughout our three geographical regions: Canada and the Americas; Europe, Middle East, Africa (EMEA); and Asia Pacific (APAC).
Equipment Finance is a provider of commercial/corporate leasing and financing products. Equipment Finance reaches small, middle-market and large corporate companies with equipment needs and provides term loans, equipment leases, vendor finance programs and manufacturer finance programs.
Analyze complex financial and credit information for commercial retail and inventory finance customers according to business unit standards and prepare credit reports and pitches for management
Compile, analyze, and document loan/lease data and credit risk, borrower and asset/collateral information
Perform research and analysis related to loan projects, such as industry studies and management reports
Monitor in-place lines of credit on an ongoing basis
Assist in portfolio management including reviewing credit amendments, waiver requests and documentation modifications
May negotiate loan/lease provisions and loan/lease documents and may mentor or review analysis of less experienced underwriters
Approve transactions within delegated credit authority and make well supported recommendations for transactions which exceed delegated authority
Operate in a regulated environment and adhere to all regulatory and compliance requirements.
Internal Number: 6735213
About Wells Fargo
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